February 2014

Found 18 blog entries for February 2014.

Freddie Mac recently released its U.S. Economic and Housing Market Outlook for February showing that despite the Federal Reserve's taper activity, long term rates have eased over the past month, providing a chance for some borrowers who are holding older mortgages an opportunity to refinance. 

"It appears mortgage rates may have given the market a reprieve for a month or so and provided some borrowers another chance at refinancing, especially those folks that may be holding older mortgages,” says Frank Nothaft, Freddie Mac vice president and chief economist. “However, if rates continue their upward trend, it will be difficult for many families to purchase a home without seeing some income growth. Rising home prices and interest rates along with little to no…
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All homeowners know just how important it is the have a good credit score. You may wonder how much of an impact your credit score can have on your life. For example, a good credit score will mean you qualify for the best loans, rates and terms, and thus, will save money gradually through reduced rates over the lifespan of a loan. As the Director of Consumer Education Gerri Deweiler sums up about credit score: "An excellent credit score equals money in your pocket." 


A credit score of 620 and below for example, would mean that the person looking to borrow would be categorized as a "sub-prime" borrower, whereas a credit score of 720 would mean that the borrow would be eligible for more favorable loan conditions. 

Here are some easy-to-apply tips: 

• Acquire…
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January 2014 Neighborhood Update for San Clemente North Single Family Residences is in.  Sales were down 43% over January 2013, but the average days on market showed a promising decline by 30% from an average days on market of 246 in January 2013 to 173 days on market in January 2014.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our San Clemente North green sheet HERE.
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January 2014 Neighborhood Update for Rancho San Clemente Single Family Residences is in.  Sales were up 100% over January 2013 and the average days on market showed a promising decline by 46% from an average days on market of 178 in January 2013 to just 97 days on market in January 2014.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our Rancho San Clemente green sheet HERE.
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January 2014 Neighborhood Update for Rancho San Clemente Condominiums is in.  Sales were up 33% over January 2013 and the average days on market showed a promising decline by 54% from an average days on market of 200 in January 2013 to just 93 days on market in January 2014.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our Rancho San Clemente green sheet HERE.
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January 2014 Neighborhood Update for Forster Ranch Single Family Residences is in.  Sales were up 29% over January 2013 and the average days on market showed a promising decline by 67% from an average days on market of 225 in January 2013 to just 75 days on market in January 2014.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our Forster Ranch green sheet HERE.
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January 2014 Neighborhood Update for San Clemente Central Condominiums is in.  Sales were down only 1 transaction over January 2013 and the average days on market showed an increase of only 1%.  Not much change over last year at all.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our San Clemente Central green sheet HERE.
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January 2014 Neighborhood Update for San Clemente Central Single Family Residences is in.  Sales were up 67% over January 2013 and the average days on market showed a promising decline by a little over half from an average days on market at 194 in January 2013 to 95 days on market in January 2014.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our San Clemente Central green sheet HERE.
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January 2014 Neighborhood Update for San Clemente Southwest Single Family Residences is in.  Sales are down 83% over January 2013.  That is a sharp decline but could be do to higher prices and less inventory.  The average days on market, however, showed a promising decline by exactly half from an average days on market at 223 in January 2013 to to 111 days on market in January 2014.  Things are moving a lot quicker.  Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our San Clemente Southwest green sheet HERE.
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January 2014 Neighborhood Update for San Clemente Southwest Condominiums is in.  Sales are down over January 2013, but it went from 1 sale to no sales.  There was nothing to compare with for days on market. Click Here to view the full report.  For more information on detailed sales information, including property addresses, please visit our San Clemente Southwest green sheet HERE.
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