January 2018

Found 8 blog entries for January 2018.

Below is the latest Steven Thomas OC Housing Market Report for January 2018, with the most up-to-date market data. As always, if you or if you know anyone looking to buy, sell or invest in real estate, please give me a call; I’d love to help you find a place called #HOME.


After starting the year with nearly nothing on the market, the active inventory is on the rise.

Not 2013: The active listing inventory increased by 9% since New Year’s Day.

The housing market has been on a tear for six years now and is showing no signs of letting up. Two long-term trends emerged during the run that are also showing no signs of diminishing anytime soon: unrelenting, hot demand and a chronic lack of homes on the market.

Demand has been juiced by

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Financial Resolutions
If you want to buy a home this year, you may be in the midst of planning—or perhaps you're already well on your way. Purchasing a home is a process made up of many moving parts, including your finances, your overall goals, your planning ability and your current financial situation. That said, it’s the season for New Year’s resolutions, right? Start making some financial ones along with your other goals.

To get you started, here are five financial resolutions that can help you reach your goal of buying a home in 2018:

Make a Budget

Just over 40 percent of Americans have a budget. Budgets are invaluable to prospective homeowners, though. Why? Well, you can see how much you spend per month—and you need to know that before deciding on what mortgage

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Garden Planning 101

Just because you were dreaming of a white Christmas doesn’t mean that once January rolls around, you’re not totally over winter already. Don’t worry, spring is just around the corner and the closer it gets, the less time you have to plan and worry and fiddle with your current or potential garden spots. Whether you’re thinking about planting edibles, ornamentals or a little bit of both, planning ahead will ensure that your gardens and landscaping come together beautifully.

Start With Compatible Plants

Many first time gardeners end up disappointed and frustrated because they find some kind of plant at the nursery or outside the market and decide they want to put it in a particular spot in their garden. But no matter what they do, that plant won’t

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Best of San Clemente

12th Annual People’s Choice Ole Awards
Compliments of our #1 Source for LOCAL NEWS, EVENTS, SPORTS and MORE - SC TIMES

Awards season is here! The votes have been tallied and the people of San Clemente have spoken. The honors for the best local eateries, professionals, iconic landmarks and businesses have been chosen for the 12th annual Best of San Clemente People’s Choice Ole Awards. Golden Ole’s were awarded to businesses with the most votes, while a Silver Ole was awarded for second place. This locals-driven guide highlights the best of the best in dining, shopping and exploring the city of San Clemente in 2018.

Categories included:

Eateries, Watering Holes and More
Best... Appetizers | Bagel | Bar | Bartender | Beer Selection |…
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Filling Your Home-Buying Piggy Bank to the Brim

From the moment you started thinking about buying a house, you knew you’d need to start saving. Even though you have a 401(k) that you can use for your down payment, you still have to cover your closing costs and have a little extra put back in case something goes sideways on you right away. Unexpected home repairs are terrifying when there’s nothing in the bank and no home equity to draw from yet.

But it doesn’t have to be all doom and gloom. It’s actually easier than ever to save up for a closing day that’s a bit down the road.

Saving Doesn’t Have to Mean Sacrifice
A lot of people will tell you that the only way to save money is to deprive yourself of basically everything that’s fun. They say this about weight loss, too, and the numbers don’t work out.…
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Tax Reform Law Chart | Prior Law vs. New Law

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2018 Forecast... MORE OF THE SAME

There have not been many changes to the U.S. economy. No shocks to the economic engine. That all changed with the new tax bill that was signed into law on December 22nd. The mortgage interest deduction was lowered from $1 million to $750,000. Equity lines of credit are no longer deductible. State and local property taxes deductions are capped at $10,000. The cards seem to be stacked against Californians and, more specifically, Orange County residents. Yet, with a chronically anemic inventory and demand juiced by historically low interest rates, the tax bill will not have a major impact on the local housing market like so many fear. Here is the forecast:

• Interest Rates – even with the Federal Reserve raising the short-term rate…
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the GREEN sheet | January 2018
As all of us at ECHELBERGER GROUP reflect on the success we have been fortunate enough to enjoy throughout 2017, we want to offer our sincerest gratitude to all of you—our clients, our friends and our families. We would not be where we are without you and we all genuinely appreciate the trust, faith and support you so generously share. 

"2017 was a fantastic year for all of us,” commented Doug Echelberger. “Our group continues to expand as we welcome more top professionals to the team. We have had the pleasure of getting to know exceptionally kind people as we worked with them to sell their homes or purchase new ones. And, personally, I am so proud of everyone at Echelberger Group.…
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